Full-service banking. Powered by Genius.
The only bank account that takes money off your mind. Automate payments, sync your accounts, and let Genius handle the rest.
Albert is not a bank. Banking services provided by bank partners.
Banking takes time. Genius gives it back.
Albert combines a complete checking account with Genius automations to take banking busywork off your plate.
Tasks completed by Genius
1 automatic, 2 approved by you
Paid Freddy’s $100 and set up monthly payments- Paid Goody’s Roofers $625 invoice from your email
- Paid off your $410 Amex balance
A full bank account, supercharged with AI.
Genius handles the details in the background, from catching invoices owed to setting up recurring payments, so you never have to worry about missing a payment.
All your banking essentials, all in one place.
Manage transfers, payments, and funds straight from the app.
A full-service checking account
Move money between your Albert accounts instantly, and use Apple Pay or Google Pay with ease.
See and schedule all your payments
Pay by ACH, wire, or check, and set up recurring transfers so you never have to worry about missing a payment.
Ways to spend
Get access to virtual cards, checkbooks, and over 55,000 ATMs.
Send, spend, and receive money
Set up digital payments and virtual cards to manage in the app, with access to over 55,000 ATMs and checkbooks for when you need physical cash.
Virtual cards
Instantly create virtual cards to spend securely and privately. Set your own limits, add an expiration date, or shut them off — whenever you want.
Create multiple virtual cards
Set daily, weekly, or monthly limits
Choose how long cards stay valid
See and schedule all your payments
Pay by ACH, wire, or check, and set up recurring transfers so you never have to worry about missing a payment.
Make ACH payments and transfers
Send and receive wires
Mail checks or order a checkbook
Send, deposit, and write checks
Send and receive checks for rent, contractors, wedding gifts, and anything else that still needs paper.
Mail checks from the app
Order a checkbook to your door
Deposit checks with a photo
High yield savings
Upgrade your savings to earn 3.50% APY with a high yield savings account.
Earn 3.50% APY
Save towards savings vaults
No minimum balance
55,000+ ATM locations
Access our network of ATMs to withdraw and deposit cash with Genius.
55,000+ in-network ATMs
Deposit and withdraw cash
Locate nearby ATMs
Everything you need to switch
Access all the essentials with an individual or joint checking account, and automate money movement and manual tasks with Genius.
Joint accounts
Open a joint checking account with a partner.
ATM Network
Access 55,000+ ATMs with Genius.
Wire transfers
Send and receive wire transfers.
Transfer instantly
Send real time payments to supported accounts.
Virtual cards
Create virtual cards with spending limits.
Checkbooks
Send a check or order a physical checkbook.
Mobile deposit
Deposit checks with a photo.
Direct deposit
Auto link or set up with your account details.
FDIC insurance
Funds in Albert Cash are held in a pooled account at Stride Bank, N.A. Funds in Savings accounts are held at Wells Fargo, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis should the bank holding your funds fail. Your FDIC insurance is subject to specific conditions being satisfied.