Managing money started to feel like a second job, so we built Albert.

We built Albert to take managing money off your hands. Albert doesn’t stop at telling you what to do with your money, it takes action for you, so your money goes further.

A person holding a phone showing their monthly spending in the Albert app

Building better financial tools for everyone

Albert started with a simple bet: most people don’t need another app that tells them to spend less on coffee. They need someone in their corner who actually manages the boring, stressful parts of money — saving, investing, banking, budgeting — and does it well enough that they can stop thinking about it.

Today, Albert does exactly that for millions of people. Albert brings your entire financial life together, understands it in real time, and can make the right moves for you, so you get better results without the work or the worry.

Our principles

Design for real people

Everyone’s money is different. Albert is built around your income, your bills, and what you’re working toward, and it evolves as your life does.

Take action

Anyone can tell you to save more, or to pay down the credit card with the highest rate. The hard part is doing it. Albert makes a plan, and actually puts everything into motion for you.

Keep it simple

Managing money should feel effortless. We make Albert simple to use, so every interaction with your money feels easy.

Our story

Albert started in 2015. Two college roommates, Yinon Ravid and Andrzej Baraniak, both working in financial services, were convinced everybody should be able to access a real expert.

So they hired experts and put them one text away. We called them Geniuses. Millions of questions later, the pattern was hard to miss. It wasn’t just advice people needed, it was action.

Then we built the other half. Genius runs on AI now. It doesn’t just answer, it acts: paying your bills, growing your savings, investing for the future, and catching problems before you do. The advice got more personal and it also gets done.

Co-founders Yinon Ravid and Andrzej Baraniak

Help us build great financial products.

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