We're banking on you.

We’re banking on you by giving you new ways to bank, save and invest. And our Geniuses are there with smart answers to all your questions — crazy or otherwise.

Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC.

Albert app Albert app

Lauren, Sean, and Nicole feel the Albert love. We're banking on them.

Painless budgeting, saving, and investing

Even a little can mean a lot. We’ll show you how to save and invest without even feeling it.

1-on-1 Genius advice

Ask finance experts for advice 7 days a week. No question is too small.

All the perks and then some

No hidden fees. No minimums. Get your paycheck up to 2 days early.

Everyone needs a Genius in their life

We put our faith in you, and it shows. That’s why Albert — and only Albert — created a team of geniuses.

Ask them anything, from paying off debt to affording your own place. It’s okay not to know.

Learn more

It's not a banking app. It's Albert.

Cash back

Whether it’s the grocery store, coffee shop, or the pump, Genius subscribers earn up to 20% back at the places you already spend.

Learn more

Cover bills

We don’t believe in overdraft fees. Instead, we help you make ends meet by advancing up to $250 from your next paycheck. No interest. No credit check.

Learn more

Save automatically

We dive into your income, disposable spending, and regular bills. We then determine how much we think is safe to save for you, and automate it.

Learn more

Guided investing

Two ways to invest. Pick your own stocks and themes. Or text Genius and they’ll create a plan. Either way, start with $1. Yup, $1.

Learn more

No hidden fees.

Pay what's fair for Genius.

$ 0


No fee, no matter how low your balance goes.

$ 0


So more money goes toward your investments. See all our $0 trading fees here.

Pay what's fair


We trust you to pay what’s fair for our geniuses. Pick your price in the app.



Bank. Save. Invest.