Albert is not a bank. Banking services provided by Sutton Bank and Stride Bank, N.A., Members FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank and Stride Bank, N.A., pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank and Stride Bank, N.A. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis should the bank holding your funds fail. Your FDIC insurance is subject to specific conditions being satisfied.
Albert plans range from $11.99/mo to $29.99/mo. Try your plan for 30 days before you're charged. The fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. See Terms of Use for more details.
Instant Advances are available to you at Albert’s discretion. There is no credit check, late fees, or interest. A monthly fee is not required to use Instant Advance. Transfer fees may apply. Limits range from $25 to $500, subject to eligibility. Not all customers will qualify and few qualify for $500. See app and Terms of Use for details.
Instant loans are unsecured personal loans issued by FinWise Bank, a Utah chartered commercial bank, Member FDIC. Loans in Utah and Florida may be made pursuant to licenses held by Albert Corporation in those states. All loans are subject to eligibility criteria and review of creditworthiness and history. Terms apply.
Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
Cash back rewards are subject to terms. See the app and the Terms of Use for more details.
For High Yield Savings accounts, interest rates are variable and subject to change at any time. These rates are current as of 7/17/2025. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account.
Investment advisory services are provided by Albert Investments, LLC, a Registered Investment Advisor. Brokerage services are provided by Albert Securities, LLC, Member FINRA/SIPC. Securities products are not FDIC insured or bank guaranteed, not a deposit, and may lose value. Additional disclosures available here.
Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.
The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
All displayed trademarks and logos are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security.
Any displayed trademarks or logos are the property of their respective owners and do not represent endorsements of any kind.
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