This is genius.
Albert conducts your financial life so you can make good money decisions with confidence.
Stretch savings. Cut costs. Reach goals.
Albert does the work for you.
Instant cash
Albert Instant monitors your balances, bills and spending. If you risk overspending, we alert you.
In a pinch, advance up to $100 from your next paycheck. No credit check. No interest.
Smart savings
Put your goals in reach with Albert Savings, our automatic savings feature.
No fees. Free withdrawals. And up to 0.25% annual cash bonuses, just for saving.
Guided investing
Own your share of popular worldwide funds with a custom portfolio by Genius.
Our registered advisors guide you along the way. No experience needed. Invest with just $1.
Lower bills
Our expert negotiators use insider knowledge to save you hundreds on monthly bills.
Real-time alerts
We never miss a beat, keeping old subscriptions, rising bills and bank fees in check.
Seamless budget
Understand your spending on a deeper level. Smart bank syncing helps visualize your cash flow.
You face financial choices every day. Make those choices with Genius.
Combining human insight with cutting-edge automation, Genius powers your financial life. Streamline your savings, invest with guidance and get advice on-demand.
Our advisors are real people, who work alongside the app to provide advice via text. We call them our “geniuses.”
Serious security
Powerful protection
We guard your data like it's our own.
FDIC
Albert Savings are FDIC-insured through our partner banks.
SIPC
Albert Investments are SIPC-protected.
Albert works with some of the world’s largest financial institutions to hold our security measures to high standards. We use the latest encryption technology to protect your sensitive personal information.
Good news about Albert
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Albert is a mobile app that offers practical financial advice and partners with financial institutions… to integrate their services through the app.