Everyone needs a Genius in their life
We put our faith in you, and it shows. That’s why Albert — and only Albert — created a team of geniuses.
Ask them anything, from paying off debt to affording your own place. It’s okay not to know.

We’re banking on you by giving you new ways to bank, save and invest. And our Geniuses are there with smart answers to all your questions — crazy or otherwise.
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC.
Even a little can mean a lot. We’ll show you how to save and invest without even feeling it.
Ask finance experts for advice 7 days a week. No question is too small.
No hidden fees. Get your paycheck up to 2 days early. Earn up to 20% cash back at the places you shop.
We put our faith in you, and it shows. That’s why Albert — and only Albert — created a team of geniuses.
Ask them anything, from paying off debt to affording your own place. It’s okay not to know.
Whether it’s the grocery store, coffee shop, or the pump, we’ll instantly credit you up to 20% back at the places you already spend.
We don’t believe in overdraft fees. Instead, we help you make ends meet by advancing up to $250 from your next paycheck. No interest. No credit check.
We dive into your income, disposable spending, and regular bills. We then determine how much we think is safe to save for you, and automate it.
Two ways to invest. Pick your own stocks and themes. Or text Genius and they’ll create a plan. Either way, start with $1. Yup, $1.
No fee, no matter how low your balance goes.
So more money goes toward your investments. See all our $0 trading fees here.
We trust you to pay what’s fair for our geniuses. Pick your price in the app.