Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis should the bank holding your funds fail. Your FDIC insurance is subject to specific conditions being satisfied.
Albert plans range from $11.99/mo to $29.99/mo. Try your plan for 30 days before you're charged. The fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. See Terms of Use for more details.
With Albert Instant Overdraft Coverage, eligible members can overdraw their Albert Cash account for ACH transfers, ATM withdrawals, debit card purchases, and other electronic transfers. Limits range from $25 to $250, subject to eligibility. The average approved limit is around $95 as of 6/7/24. Not all Albert customers will qualify for Instant overdraft advances. Fast transfer, ATM, and other applicable fees may apply. See app for details.
Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
Cash back rewards are subject to terms. See the app and the Terms of Use for more details.
Investment advisory services are provided by Albert Investments, LLC, a Registered Investment Advisor. Brokerage services are provided by Albert Securities, LLC, Member FINRA/SIPC. Securities products are not FDIC insured or bank guaranteed, and may lose value. Additional disclosures available here.
Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.
All displayed trademarks and logos are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security.
Any displayed trademarks or logos are the property of their respective owners and do not represent endorsements of any kind.
Please see our Terms of Use and Privacy Policy for more details.
