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Save with Genius. We’ll analyze your income and spending to find extra dollars to set aside. Plus, earn annual cash bonuses on your Albert Savings.

Smart money

We’ll analyze your spending, income, and bills to sets aside small amounts of money throughout the week. Or, set your own schedule to save.

Savings goals

Save towards multiple goals, or choose the ones you want to focus on. We’ll prioritize saving for your top goals.

More money in your pocket

Ways to save

Automatically save with Smart Money or set your own schedule.

Cash bonuses

Eligible members earn cash bonuses on their savings balance every month.

Unlimited transfers

There are no limits on how many times you can withdraw.


Genius has helped members save and invest over $1 billion.