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Advance up to $250. No interest. No credit check.

A new way to bank, save, and invest. We’ll send up to $250 from your next paycheck straight to your bank account. Just repay us when you get paid. See app for details.


Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Sign up to see if you qualify for Instant advance. Repay the advance with your next paycheck. Fees may apply.

Banking with benefits

Overdraft coverage

Get Instant overdraft coverage with a Genius subscription.

Earn up to 20% cash back

Genius subscribers can earn cash back on gas, groceries, and more.

Identity protection

Monitor your money for suspicious activity 24/7.

Get paid up to 2 days early

Access your paycheck up to 2 days early with direct deposit.

Saving and investing

We’ll save and invest for you — automatically.

Fee-free ATMs

Genius subscribers can withdraw cash for free at over 55,000 ATMs.

130,000+ 5-star app reviews


Genius has helped members save and invest over $1 billion.

Serious security

Albert Cash and Albert Savings accounts are FDIC-insured through Sutton Bank, Coastal Community Bank, and Wells Fargo, N.A. Should the member bank holding your balance fail, you're insured for up to $250,000 of your money in the account.

Make the switch today.