Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A., disclosed on account opening. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied.
The Albert Subscription costs $9.99 per month. Try it for 30 days before you're charged. The Albert Subscription fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. The Albert Subscription does not include all Albert features. See the app and the Terms of Use for more details.
Genius, which includes Albert Cash, and all features offered by the Albert Subscription, costs an additional $5 per month, for a total of $14.99/month. You’ll be charged 30 days after your initial sign up with Albert or 30 days after your most recent payment, including recent payments for your Albert Subscription. Deactivate Genius or close your Albert account in the app. See the app and the Terms of Use for more details.
With Albert Instant Overdraft Coverage, eligible members can overdraw their Albert Cash account for ACH transfers, ATM withdrawals, debit card purchases, and other electronic transfers. Limits range from $25 to $250, subject to eligibility. The average approved limit is around $95 as of 6/7/24. Genius is required to access Instant overdraft advances. Not all Genius customers will qualify for Instant overdraft advances. Fast transfer, ATM, and other applicable fees may apply. See app for details.
Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.
Cash back rewards are subject to terms. See the app and the Terms of Use for more details.
To be eligible for savings bonuses, you must have Genius and maintain a monthly average and ending balance of $10 or more. Bonuses for the month prior are paid by the 3rd of the following month.
Investment advisory services are provided by Albert Investments, LLC, a Registered Investment Advisor. Brokerage services are provided by Albert Securities, LLC, Member FINRA/SIPC. Securities products are not FDIC insured or bank guaranteed, and may lose value. Additional disclosures available here.
Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.
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