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Privacy options

When you visit the Albert website, we may track information related to you or your device. This information may be shared with third parties to optimize your experience with Albert and to market our services. These marketing and tracking practices may be defined as “sharing” or “selling” by applicable law.

To limit the use of your sensitive personal information or opt out of sharing and selling, toggle your settings below. If you’re logged in on this browser, this will change your preference for your Albert account.

If you’re not logged in on this browser, this will only change your preferences for this browser. To opt out of sharing and selling for your Albert account, you can visit the app and go to the Profile tab > Settings > Security > Information sharing. Or, go here to enter your account information and opt out of sharing and selling.

To learn more about your privacy choices, visit our Privacy Policy.

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Information sharing/selling

Enter the phone number associated with your Albert account to opt-out of information sharing and selling. If we’re able to locate an account with your phone number, this will turn off sharing and selling for your account.

App

Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Albert Subscription costs $9.99 per month. Try it for 30 days before you're charged. The Albert Subscription fee will auto-renew until canceled or your Albert account is closed. Cancel any time in the app. The Albert Subscription does not include all Albert features. See Terms for more details.

Genius, which includes Albert Cash, and all features offered by the Albert Subscription, has a maintenance fee that costs $14.99/month. You’ll be charged 30 days after signing up. Deactivate Genius or close your Albert account any time in the app.

With Instant overdraft coverage, eligible members can overdraw their Albert Cash account for ACH transfers, ATM withdrawals, debit card purchases, and other electronic transfers. Overdraft limits range from $25 to $250. The average approved overdraft limit is approximately $80 as of 11/1/23. Genius is required to access Instant overdrafts but you may cancel any time. Not all Genius customers will qualify for Instant overdraft. Fast transfer, ATM, and other applicable fees may apply. See app for details.

Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date.

Cash back rewards are subject to terms.

To be eligible for savings bonuses, you must have Genius and maintain a monthly average and ending balance of $10 or more. Bonuses for the month prior are paid by the 3rd of the following month.

Investment advisory services are provided by Albert Investments, LLC, a Registered Investment Advisor. Brokerage services are provided by Albert Securities, LLC, Member FINRA/SIPC. Securities products are not FDIC insured or bank guaranteed, and may lose value. Additional disclosures available here.

Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Click here to learn more.

All displayed trademarks and logos are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security.

Any displayed trademarks or logos are the property of their respective owners and do not represent endorsements of any kind.

Please see our Terms of Use and Privacy Policy for more details.

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