Everyone needs a Genius in their life

This is Genius — our team of real human experts. Combined with powerful technology, they give you personalized, honest money advice.

Genius makes your money smarter

Ask a Genius

Ask us about any financial question, no matter how big or small — our geniuses are here to help guide you.

Our geniuses are with you 7 days a week to help you navigate anything. Credit cards, student loans, and budgeting to name a few.

Perks that pay

Earn up to 20% cash back when you spend with your Albert debit card. Plus, withdraw cash fee-free at 55,000+ ATMs in our network.

Real people.
Powerful technology.

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We evolve with you

We’re confident you’ll get better at getting wiser. And, as you and your life evolve, so does Genius.

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24/7 monitoring

Our technology is always humming in the background to find you savings. Plus, text Genius at any time — we’re here everyday.

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Pay what's fair

You trust us with your money, and we trust you too. It might sound crazy, but we think you should pay what you think is fair for Genius.

Albert

Albert

Bank. Save. Invest.