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Everyone needs a Genius in their life

Finance experts. Smart Money. Genius gives you access to real people and powerful technology to take your money further.

Ask a Genius

Ask us any financial question, big or small — our geniuses are here to help guide you. Get the honest money advice you need to navigate your financial life with confidence.

Smart Money

We analyze your income and spending to find small amounts we think you can afford to save and invest each week, automatically.

Albert Investing accounts are not FDIC insured or bank guaranteed and involve the risk of loss. Albert Savings funds are held at major banks and FDIC-insured up to $250,000.

Genius makes your money smarter


Build an emergency fund and save towards your goals with automatic saving.


Get a custom portfolio by Genius and invest in hundreds of stocks and themes.


Monitor your money for suspicious activity 24/7 with credit monitoring and identity protection.

Finance experts

Text our team of finance experts for advice or schedule a video call.

Cash back

Earn up to 20% cash back on gas, groceries, and more with your Albert debit card.

Fee-free ATMs

Withdraw cash fee-free at 55,000+ Allpoint ATMs in our network.